Personal Checking
Personal Checking Accounts Larned Kansas, Personal Checking Accounts Overland Park Kansas, Personal Checking Accounts Pratt Kansas, Personal Checking Accounts Kansas City
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Personal Checking

All Personal Checking Accounts Include, at No Charge:

Online Banking

Online Bill Payment

Mobile Banking

Express Phone Banking

First State Visa Debit Card

UltraSF ATM network

Direct Deposit

Basic Checking

Why Choose This Account?

I want a no-frills account at low or no cost. I intend to make most transactions with my debit card & I prefer eStatements.

Key Features
    • Waive Monthly Service Fee with any ONE of the following, per statement cycle:
      – 10 or more Debit Card transactions
      – $500 min balance ($200 for students)
      – One Direct Deposit (ACH credit)
    • eStatements included, additional charge for paper statements.
Monthly Service Charge

$5.50  or $0

$2.50 or $0 – Student Rates (22 & under)

SmartChoice Checking

Why Choose This Account?

I seek the best value. I recognize the cost savings and added value of the benefits that come with the SmartChoice account.

Key Features
    • Everyday Rebate Rewards up to $80/yr
    • ID Theft Insurance, ID Fraud Support Service
    • Payment Card Protection
    • no charge for SmartChoice checks
    • Choice of eStatement or paper statement included
Monthly Service Charge

$7.50  

Preferred Checking

Why Choose This Account?

I intend to carry higher balances in my account and would like to earn interest on that money.

Key Features
  • Waive Monthly Service Fee by maintaining $5,000 minimum balance
  • Earns Interest
  • Choice of eStatement or paper statement included
Monthly Service Charge

$10 or $0 

*all accounts require $100.00 minimum to open