All Personal Checking Accounts Include, at No Charge:
First State Visa Debit Card
I want a no-frills account at low or no cost. I intend to make most transactions with my debit card & I prefer eStatements.
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- Waive Monthly Service Fee with any ONE of the following, per statement cycle:
– 10 or more Debit Card transactions
– $500 min balance ($200 for students)
– One Direct Deposit (ACH credit)
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- eStatements included, additional charge for paper statements.
$5.50 or $0
$2.50 or $0 – Student Rates (22 & under)
Apply for Basic Checking
I seek the best value. I recognize the cost savings and added value of the benefits that come with the SmartChoice account.
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- Everyday Rebate Rewards up to $80/yr
- ID Theft Insurance, ID Fraud Support Service
- Payment Card Protection
- no charge for SmartChoice checks
- Choice of eStatement or paper statement included
Apply for SmartChoice Checking
I intend to carry higher balances in my account and would like to earn interest on that money.
- Waive Monthly Service Fee by maintaining $5,000 minimum balance
- Earns Interest
- Choice of eStatement or paper statement included
Apply for Preferred Checking
*all accounts require $100.00 minimum to open