Kansas Unemployment Fraud link: https://www.dol.ks.gov/fraud
ID Theft Info from FTC: https://www.identitytheft.gov/databreach
FTC Identity Theft click through help: https://www.identitytheft.gov/
Free Annual Credit Report: https://www.annualcreditreport.com/index.action
Equifax, Consumer Fraud Division, 800-525-6285, www.equifax.com
TransUnion, Fraud Victim Assistance, 800-680-7289, www.transunion.com
Experian, National Consumer Assist, 888-397-3742, www.experian.com
If you have experienced a fraudulent unemployment claim the Kansas Department of Labor recommends taking these steps:
1) Put a fraud alert on your credit report at all three major credit bureaus (see above).
2) Contact the Social Security Administration at 1-800-269-0271. Order a copy of your Personal Earnings and Benefit Estimate Statement (PEBES) in order to check the accuracy of your work history on file with the SSA.
3) Notify the Internal Revenue Service’s fraud hotline at 1-800-908-4490. Request a copy of your Wage and Income Transcript from the IRS. You will need to report and dispute any fraudulent earnings listed on the Wage and Income Transcript. You can go to http://www.irs.gov/privacy/article/0,,id=186436,00.html for additional IRS information. Call 1-877-487-2778, between 8:00 a.m.-10:00 p.m., Eastern time.
4) Go to www.ftc.gov to file a report with the Federal Trade Commission.
Phishing is a type of scheme that uses fraudulent email, web pages and text messages to gather personal, financial and sensitive information for the purpose of identity theft. Most commonly, users receive spam email (mass email messaging), text messages and pop-up windows that appear to come from legitimate businesses. People have been tricked by these deceptive solicitations into sharing passwords, credit card, debit card, and bank account numbers.
Phishing emails and text messages are often sent out as spam to numerous recipients and appear to come from legitimate businesses, sometimes even duplicating legitimate logos and text. Within a phishing email, you may be requested to click on a link that takes you to a fraudulent site or pop-up window where you are asked to submit personal and financial information. A phishing text message may request that you send personal information back to the sender through text message or call a phone number.
In order to increase the chances of a response, messages may imply a sense of urgency or an immediate risk to bank accounts or credit cards if you fail to answer. Special offers and prizes may also be promoted as incentives.
Phishers can access your accounts using your passwords and other information to withdraw money or make purchases. Personal information can also be used by phishers to open new bank or credit card accounts in your name.
For your protection, please remember to NEVER install programs suggested in emails, even if the email appears to be from an official or familiar source. Do not provide personal information in a response to a text message you have received. First State Bank & Trust Co. will never send you an email containing links to download software or applications, nor will we send you a text asking you to provide private information.
First State Bank & Trust Co. does not and will not ask for personal information in email messages. You should make it common practice not to disclose this type of information in e-mails to anyone because security cannot be guaranteed. For more information on how to protect yourself from identity theft, please visit with one of our representatives about our SmartChoice Checking Account, which has identity theft protection benefits.