*Referring/existing customer must: have a checking, savings, or money market account at First State Bank & Trust to be eligible for
the reward, and will receive $50 deposited into their FSB&T account within 30 days after the qualifying account opening. New
customer/friend (Referral) must: be of a different household than the referring customer; identify the referring customer on the
account application when applying for a new personal checking account; and must be a new customer to First State Bank & Trust
or have not had an account within the last 6 months. Account must meet minimum balance opening requirements and is subject to
approval. Minimum deposit to open is $100. To qualify for $50, new customer account must have at least one ACH transaction of
$250 or greater or complete 10 PIN or signature based debit card transactions of $10 or more that post and clear within the first
two full statement cycles. New/referred customer will receive the $50 deposited into their account 90 days after the qualifying
account is opened and behaviors are met so long as the account is in good standing.Individual, joint and living trust accounts only.
Excludes FSB&T employees and members of their household. Offer cannot be combined with any other offer, may be withdrawn
at any time and is subject to change without notice.