First State Bank History
First State Bank, Kansas Personal Banking, Personal Checking Accounts, Personal Savings Accounts, Personal Loans, Mortgages, Larned Personal Banking, Overland Park Personal Banking, Kansas City Personal Banking, Pratt Personal Banking, Kansas Business Banking, Business Checking, Certificates of deposit, Kansas Trusts, Kansas Investments, Kansas Farm Management, Kansas Retirement Plans, Larned Trusts and Investments, Overland Park Trusts and Investments, Kansas City Trusts and Investments, Pratt Trusts and Investments
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First State Bank History

First State Bank & Trust Co., which has locations in Larned, Pratt, Overland Park, and Iuka, attributes its longevity to dedicated people and a commitment to quality.  The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.


Photos, left to right:  Kenneth Peters, H.H. Reed, H. Mont Reed, H. Leon Reed

Our Story


On June 26, 1896, a Larned, Kansas newspaper (The Chronoscope) announced the opening of the First State Bank and wrote, “The gentlemen connected with this new enterprise are among our most prominent and careful business men, which is a guarantee that the business of the bank will be conducted in a careful and conservative manner.” It went on to say, “the following named gentlemen were elected directors: Timothy McCarthy, F.D. Lowery, L.A. Choat, H.M. Halloway, and E.E. Frizell.”


First State Bank opened its doors at 513 Broadway, Larned, Kansas on June 30, 1896. F.D. Lowrey was elected the first President.


Succeeding bank Presidents included: 1902 H.M. Halloway, 1905 H.H. Reed, 1908 Charles Lobdell, 1911 E.E. Frizell, 1914 John E. Wagner, 1919 H. Mont Reed, 1950 H. Leon Reed, 1964 Kenneth Peters, 1968 Reed Peters, 1990 Gene Dikeman, 2005 Reed Peters and 2006 Douglas Briggs. Many of these people are tied together by family. E.E. Frizell, H.M. Halloway and H.H. Reed married sisters – the DuMont sisters. H. Mont Reed and H. Leon Reed were brothers and their father was H.H. Reed. Reed Peters is the great grandson of H.H. Reed and Douglas M. Briggs is the son-in-law to Reed Peters.


On July 4, 1996, First State Bank celebrated its one hundred year anniversary in Larned by hosting a community wide celebration with a reception, a free concert by “The Little River Band” and a spectacular firework display for the over 5,000 in attendance.


First State Bank acquired new banking locations in Pratt and Iuka, Kansas in February 1998.


In March 2007, First State Bank received regulatory approval to open a branch at College and Metcalf in Overland Park, Kansas. Leigh Briggs serves as Bank Center Manager of this bank.


The Board of Directors at First State Bank consists of: Douglas Briggs, Larry Carr, Michael Cillessen, Jean Martin, Craig Peterson, and Hal Cross.


Continuing the traditions of quality customer service established when the bank first opened its doors; First State Bank looks forward to helping enhance the future growth and prosperity of all its customers for many more years.